Reasons Your Home Loan May Be Rejected After Pre-Approval
Receiving pre-approval for a home loan is an exciting step in the journey to purchasing a property. It gives you confidence in your budget,
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Samantha Keramidas
Sep 194 min read
How to Improve Your Chances of Mortgage Approval
Applying for a mortgage can be both exciting and nerve-wracking, especially in Australia’s competitive property market. Whether you're a...
Steve Keramidas
Apr 193 min read
Explaining the "Subject to Finance" clause
When diving into the realm of property transactions, particularly in the dynamic real estate market of Melbourne, understanding the...
Steve Keramidas
Mar 153 min read
Understanding Home Loan Pre-Approval
For many prospective homebuyers, the journey to homeownership begins with securing a home loan. In this process, home loan pre-approval...
Steve Keramidas
Jan 193 min read
Maximizing Your Borrowing Capacity: Expert Insights from Steve Keramidas, Mortgage Broker
When it comes to securing a home loan, understanding and optimising your borrowing capacity can significantly impact your ability to...
Samantha Keramidas
Dec 15, 20234 min read
Navigating Off-the-Plan Purchases in Melbourne: Expert Insights from Steve Keramidas
Buying a property "off the plan" in Melbourne can be an appealing prospect, especially with the promise of a brand-new home or investment...
Samantha Keramidas
Nov 17, 20233 min read
Navigating the Risks of Property Auctions in Melbourne
Purchasing a property through an auction can be an exciting and potentially rewarding experience, but it also comes with its fair share...
Steve Keramidas
Aug 25, 20233 min read
Helping you understand (LMI) Lenders Mortgage insurance.
Accomplishing the Australian dream of home ownership is one of the most significant and exciting times in a lifetime. However, saving for...
Steve Keramidas
Jul 14, 20235 min read
What is Lender’s Mortgage Insurance (LMI)?
Lender’s Mortgage Insurance (LMI) is a type of insurance that is designed to protect lenders and banks in the event that a borrower defaults
Steve Keramidas
Jun 16, 20234 min read
Understanding 5% Genuine Savings for Home Loans
If you're looking to buy a home in Australia, you may have heard the term "5% genuine savings" mentioned when it comes to securing a home lo
Samantha Keramidas
Jun 7, 20225 min read
Selling To Upgrade - The How To Guide To Setting Your Selling Price
Selling To Upgrade - THE HOW TO GUIDE TO SETTING YOUR SELLING PRICE
Samantha Keramidas
May 2, 20223 min read
Things to Consider When Buying a New Home
Buying your first home can be a harrowing experience, if you don’t have any guidance on different things that you need to consider when...
Steve Keramidas
Apr 5, 20223 min read
The top 7 things a new home buyer needs to know
Buying your first home? Here are 7 things you need to know. Bigger deposit, better position While some lenders can offer low-deposit...
Alan Touma
Oct 5, 20212 min read
Your Checklist For Inspecting A Property
We have put together a list of things to consider in the inspection process, we hope this helps you and happy house hunting! THE LOCATION...
Steve Keramidas
Jul 16, 20215 min read
When buying a home, there are costs that don't immediately come to mind.
Home purchase costs may vary depending on such things as the type of property, the location and value of the property. Let us help you...
Steve Keramidas
May 3, 20213 min read
Navigating a home loan when you’re new to Australia
Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing…..if you’re new to Australia, the...
Steve Keramidas
Apr 1, 20214 min read
Not so taxing: making the most of your investment property at tax time
Come July 1 the annual tax window opens again. Property investors may have access to a wide range of tax benefits, but tax is a...
Steve Keramidas
Feb 8, 20214 min read
10 tips for choosing an investment property
So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here...
Steve Keramidas
Sep 2, 20205 min read
8 Tips For Mortgage Success
Typically a new home means a new mortgage and it’s important to consider these steps in the correct order. Before rushing out and falling...
Steve Keramidas
Jun 2, 20202 min read
Deposit Essentials - Smart thinking for first home buyers
Saving for a deposit can be tough especially with the ever increasing cost of living in Australia. But sticking to a strict budget and...
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