Information in your Credit Report
Your credit report is a record of your credit history. It may include information on applications for credit that you have made in the past
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Steve Keramidas
May 243 min read
Unlocking the Benefits: Choosing Steve Keramidas, Mortgage Broker Over a Bank
In the realm of securing a mortgage, the decision between working with a mortgage broker versus a bank directly is a critical one. Allow...
Steve Keramidas
Feb 162 min read
Navigating Your Mortgage Choices: Fixed-Rate vs. Variable-Rate Mortgages
When embarking on the journey of homeownership, one of the critical decisions you'll face is choosing between a fixed-rate mortgage and a...
Samantha Keramidas
Oct 13, 20233 min read
Understanding the Difference Between Offset Accounts and Redraw Facilities on Home Loans
Are you in the process of securing a home loan, or perhaps you're already a homeowner looking to make the most out of your mortgage? In...
Steve Keramidas
Sep 15, 20234 min read
Understanding borrowing capacity
One of the most critical factors that lenders consider when assessing your application is your borrowing capacity.
Steve Keramidas
Aug 18, 20233 min read
Understanding the Loan Process
The process of obtaining a loan can be overwhelming, confusing and stressful, especially if you are a first-time borrower.
Samantha Keramidas
May 17, 20232 min read
Should you consolidate your debt? What you need to know.
Debt consolidation allows you to combine multiple debt payments into one single payment. It can be an effective way to simplify your...
Samantha Keramidas
Apr 19, 20232 min read
Tips on finding the home loan option that suits your needs.
Are you looking for a home loan but feeling overwhelmed by the sheer number of options available?
Samantha Keramidas
Mar 15, 20232 min read
3 reasons why you should pay off your home loan faster
There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones:
Samantha Keramidas
Feb 15, 20232 min read
The Home Buyer's Guide to Mortgage Jargon
Whether you’re a first-time home buyer or experienced investor, it’s important to know the mortgage broker jargon.
Samantha Keramidas
Dec 9, 20222 min read
What are your finance options when renovating?
Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up.
Samantha Keramidas
Nov 11, 20222 min read
Is Debt Consolidation Beneficial?
Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single payment etc...
Samantha Keramidas
Oct 14, 20222 min read
How Does Refinancing Work?
Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home.
Samantha Keramidas
Sep 14, 20222 min read
Looking to build your home? You might want a construction loan
If you are looking to build your dream home, and need money to do so, you won’t be able to get a traditional home loan. What you need is a c
Samantha Keramidas
Aug 1, 20222 min read
Why and how to repay a loan quicker
Finding the right home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s m
Samantha Keramidas
Jul 13, 20224 min read
Styling Your Home To Increase Value
Styling Your Home To Increase Value
Alan Touma
Nov 1, 20213 min read
Common Lending & Mortgage Terms
Here is a list of most common terms you may hear when getting a loan and purchasing a property. We hope this helps you! AMORTISATION...
Steve Keramidas
Mar 2, 20214 min read
Getting it together: what to know before you consolidate
Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and...
Steve Keramidas
Dec 1, 20204 min read
6 Home Loan Mistakes Most People make (and how you can avoid them!)
The average borrower tends to make home loan-related mistakes and here's how one can avoid them. Life brings along with it several...
Steve Keramidas
Nov 1, 20204 min read
Now you own your data: the new world of ‘open banking’ explained
The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial...
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